Financial statements Bydgoski Fundusz Poręczeń Kredytowych
Revenue and profit of BYDGOSKI FUNDUSZ PORĘCZEŃ KREDYTOWYCH
|
Year
|
2018
|
2019
|
2020
|
2021
|
2022
|
2023
|
|---|---|---|---|---|---|---|
| Net sales | 169 235,22 | 149 508,29 | 124 981,82 | 383 981,18 | 712 917,13 | 5 743 001,81 |
| Operating activity costs | 500 852,20 | 534 696,22 | 482 898,19 | 451 207,94 | 303 220,72 | 2 044 072,73 |
| Sales profit | -331 616,98 | -385 187,93 | -357 916,37 | -67 226,76 | 409 696,41 | 3 698 929,08 |
| Other operating income | 638 874,04 | 699 523,30 | 373 517,13 | 196 685,85 | 75 701,66 | 33 831,29 |
| Other operating expenses | 230 248,93 | 229 117,45 | 14 840,39 | 24 568,44 | 10 442,51 | 4 195,76 |
| Operating profit (loss) | 77 008,13 | 85 217,92 | 760,37 | 104 890,65 | 474 955,56 | 3 728 564,61 |
| Gross profit (loss) | 92 478,46 | 103 340,30 | 6 920,04 | 108 483,25 | 476 157,18 | 3 730 179,44 |
| Net profit (loss) | 92 478,46 | 103 340,30 | 6 920,04 | 108 483,25 | 476 157,18 | 3 471 778,44 |
Financial data is automatically retrieved from the EKRS webpage of the Ministry of Justice.
- Sales Revenue - Revenue obtained from the sale of goods, products, or services during a given reporting period.li>
- Cost of Goods Sold - Costs directly related to the production or purchase of the products, goods, or services sold.
- Gross Profit from Sales - The difference between sales revenue and the cost of goods sold.
- Income Tax - The amount of income tax payable on gross profit in accordance with tax regulations.
- Net Profit - The profit after deducting all costs, including income tax.
- Amortization - Amortization is an accounting method used to gradually reduce the book value of a loan or intangible asset over a specific time frame. For loans, it involves distributing payments across the repayment period. When applied to assets, amortization functions similarly to depreciation.
- Employee Costs - Costs related to salaries, social benefits, and other employment-related expenses.
- Selling Costs - Costs related to sales activities, including expenses for advertising, marketing, transportation, etc.
- General Administrative Costs - Costs related to maintaining the company's operational activities, including administrative expenses.
- Operating Profit (EBIT) - Profit before deducting interest and taxes, calculated as the difference between revenue and operating costs.
- Financial Income - Income earned from financial activities, such as interest, dividends, and gains from securities.
- Financial Costs - Costs related to financial activities, such as interest on loans and losses from trading securities.
- Gross Profit - Profit before taxation, taking into account the company's operating and financial activities.
- Other Operating Income - Income related to operating activities that do not directly result from sales, such as the sale of assets.
- Other Operating Costs - Costs related to operating activities that are not directly tied to the core business, such as losses from the sale of assets.
- Interest Income - Income earned from interest on bank deposits, bonds, or other financial instruments.
- Interest Costs - Costs incurred from interest on loans, borrowings, or bonds.
- Earnings Per Share (EPS) -
- - Profit attributable to one common share, calculated as net profit divided by the number of shares.
- Profit Before Tax - Profit earned after accounting for all operating and financial costs, but before tax deduction.
- Gain on Sale of Assets - Profit earned from the sale of fixed assets or other components of the company's property.
- External Services Costs - Costs related to services provided by external entities, such as transportation, repair, or consulting services.
- Compensation and Penalty Costs - Costs incurred for the payment of compensation, contractual penalties, or other liabilities arising from court or administrative decisions.
- Grants and Subsidies - Income earned from grants, subsidies, or other forms of financial support received from the government or other institutions.
- Research and Development (R&D) Costs - Costs incurred for research and development activities aimed at innovation and improving products or services.
- Bank Fees and Commissions - Costs incurred for bank services, including account management, financial transaction processing, and other banking services.
- License Income - Income earned from granting licenses for the use of intellectual property rights, such as patents or trademarks.
- Promotion and Advertising Costs - Costs related to marketing activities, promotion, and advertising of products or services.